There are things you can do to keep your boat from getting stolen in the first place. You could put locks on everything. Just the sight of locks can discourage thieves. Loud security alarms can deter theft. If all else fails, you can install a GPS tracker in case your boat is stolen to make it easier to recover it from would-be pirates. In any case, you need to have good insurance coverage for your boat and equipment.
What You Need to Do in the Event of a Boat Theft
First, you need to report the incident as soon as possible. Make a police report while all the details are fresh in your mind. Have some photos of your boat ready. These must be detailed photos showing anything and everything that might identify your boat as yours. You will need documentation such as your decal number, your state registration number, and the hull identification number (HIN). You didn’t leave your title or registration in the boat, did you? Don’t do that. Proof of purchase is not entirely necessary, but it may be helpful.
Contact Melvin Gessner Insurance Agency in Willis, TX
If you have a boat, it is advisable for you to get boat insurance. For an older boat, you might want Actual Cash Value coverage. ACV coverage will reimburse you for the current depreciated value of the boat in the event of theft. If your boat is newer, Replacement Coverage is a better idea. If you are in the Willis, TX area and need boat insurance, please get in touch with Melvin Gessner Insurance Agency. We’d be happy to help!
