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What to Do When Driving and NWS Issues a Hail Warning

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Living in Willis, TX, you’ve probably become used to the changeable weather. Thunderstorms seem to just develop out of a clear blue sky at times and they bring hail with them. At Melvin Gessner Insurance Agency, we want you to remain safe during the storm, so here’s a quick primary on what to do to stay safe when a thunderstorm with hail develops while you’re out running errands. 

What to Do When Driving and NWS Issues a Hail Warning

In TX, dangerous weather such as hail, thunderstorms, flash floods, and tornados occur frequently. When you’re running errands or traveling, and conditions change, you need to know what to do and when. When it comes to a thunderstorm warning that includes a hail warning, you need to seek cover immediately, not just for yourself but for your vehicle, too.

Hail in Texas can reach the baseball and softball sizes, although golf ball-sized hail happens more frequently. These round bits of transparent ice or transparent and translucent ice pummel everything in sight, causing damage to vehicles such as torn fabric roofs, dented hoods, trunks, and broken windshields.

Pull your vehicle over as soon as you find a sheltered area that covers your vehicle when you learn of the hail warning or when the rain starts, whichever occurs first. This cover can be anything from a car garage/parking facility to an overhang gas station covering the gas pump area. The idea is to protect your vehicle and yourself because hail that breaks a windshield drops at a velocity that could also harm you if you remain inside the vehicle.

If you can’t remain at home when weather officials issue a thunderstorm warning with hail then make a plan in advance of leaving your home for places you can quickly reach that cover you and your vehicle.

Contact Us Today

Contact Melvin Gessner Insurance Agency serving Willis, TX for more information about auto insurance and how it can protect you from financial loss when a named peril damages your vehicle.

 

5 Benefits Of Commercial Insurance

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Melvin Gessner Insurance Agency serves the Willis, TX community, as well as the surrounding areas. We are committed to helping our clients find the policies they need to protect their assets and live comfortably. We work closely with multiple carriers throughout Texas. This enables us to provide flexible coverage options to our clients. We look forward to assisting you.

5 Benefits Of Commercial Insurance

As a Willis, TX business owner, you’ve likely invested a lot of time and energy into your business. Commercial insurance allows you to protect your investment. All of your equipment and inventory are protected in the event that it is damaged or stolen. You are also covered if one of your customers gets injured while visiting your property. Liability coverage also protects your business if your products cause property damage. While looking over your policy, here are some additional benefits of commercial insurance.

Business Interruption Coverage

Southern weather is unpredictable. The next major storm is always on the horizon, especially during warmer months. If your property is damaged by severe weather, business interruption coverage will assist you. This type of coverage allows your business to continue functioning until the necessary repairs are made and things are back to normal.

Protects Your Employees

Workers’ compensation protects your employees to covering any injuries in the workplace. The coverage helps your business take care of your employees’ medical treatment.

Attract Top Talent

Having a strong commercial insurance policy helps your business attract top talent. You can gain a competitive advantage.

Enhances Your Reputation

A strong commercial insurance policy enhances the reputation of your business, allowing you to attract more customers.

Protects Your Business Against Possible Errors

You can add professional liability coverage, which protects your business from potential litigation if a customer alleges that you provided negligence service.

Melvin Gessner Insurance Agency Will Help You Protect Your Assets

Contact us today to learn more information about commercial insurance.

Common Home Insurance Tips

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Melvin Gessner Insurance Agency assists the Willis, TX community. We strive to help our clients find policies that align with their assets. We offer flexible policies that adapt to our client’s needs over the long term.

Common Home Insurance Tips

Your home is one of your most prized possessions. Consider the benefits of home insurance. The policy covers the interior and exterior structure of your home against potential damages. This gives you peace of mind during potential emergencies that any necessary repairs due to a fire or inclement weather are covered. All of your possessions inside the home are covered if stolen or vandalized. If you have luxury items inside the home, you may need to amend your policy to fully cover any damage to those items. Liability coverage protects you if you invite some friends to your home and someone gets injured. Liability coverage also protects you against potential property damage caused by your pets.

You can add alternative living coverage to protect you against the threat of extensive damage. Perhaps a hurricane moves through Texas and your home suffers complete destruction. Alternative living coverage allows you to find another place to stay temporarily while your home is being repaired. It’s also crucial that you perform regular maintenance on your home. While most repairs are covered, there are some situations where you may be left unprotected. Any mold that develops and rodent/termite damage are potential issues that are not covered under your policy. Generally, these issues could have been prevented if you had performed proper maintenance on your home.

Melvin Gessner Insurance Agency Will Help You Protect Your Assets

Give us a call to learn more information about home insurance.

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