At Melvin Gessner Insurance Agency, we have received an increasing number of inquiries about flood insurance for those in Willis, TX, Montgomery County, and Texas.
Why is there interest in flood insurance in Texas? Why are homeowners viewing it with increasing importance?
More people are aware that flood insurance is not standard.
For various reasons, more homeowners are becoming aware that flooding is not covered under a standard homeowners insurance policy. Flooding protection must be secured through a separate National Flood Insurance Program policy.
More mortgage companies are requiring it.
As homeowners seek mortgages, they find that more lenders are requiring flood insurance, especially when homes are located in low-lying and flood-prone areas around water and coastlines.
Flooding problems are increasing.
Whether due to climate change, overdevelopment, or rising waters, flooding and rainstorms seem to be increasing in frequency and intensity.
Homes are becoming more expensive.
As houses increase in value, homeowners need more and better protection. Homeowners are also recognizing that flooding can be devastating, so flood insurance offers an added layer of protection.
Residential developments are being constructed in more at-risk areas.
As prime real estate is devoured by commercial and residential developments, less desirable properties are often left behind. These properties may be more susceptible to flooding than those that were used for property developments in the past.
Is flood insurance for you?
If you have questions about general home insurance or flood insurance, we encourage you to contact us at Melvin Gessner Insurance Agency. We serve the Willis, TX, area with a complete line of homeowners insurance coverage, including flood insurance. Contact us with your questions and for a no-obligation price quote.
